CALL US: (806) 359 4498 Fax: (806) 359 4499

You guys have cut our health insurance premiums substantially while providing us better coverage. I couldn't have asked for a better deal!
- Mark , Amarillo, TX

I would like to thank you guys for helping me get my auto insured. I now feel protected. Great offering, competitive pricing, excellent service!
- Eddie Foster, Amarillo, TX

David Preston Insurance
5410 S. Bell, Bldg. B,
Ste, 401
Amarillo, TX 79109
Phone: (806) 359 4498
Fax: (806) 359 4499

Life Insurance

"Life Insurance, The Widows Friend"

"Every man should have to die once without life insurance." - Will Rogers

In over 30 years of insuring and paying death claims, I have NEVER had a beneficiary say "David, you are delivering too much money, please take some of it back", but there have been times when both the beneficiary and I knew that the amount was too little.

We can provide you with the following types of insurance.

  • Whole Life
  • Universal Life (all types)
  • Term life (all types)

WHOLE LIFE: This is the Cadillac of life insurance. The premium is level and can never increase. Cash values are guaranteed. Death benefit is guaranteed. This policy gives you the most peace of mind of all insurance products, but because of the guarantees, it's premiums are more than other life insurance policies. Ultimately, it is the least expensive policy to own for a long period of years.

UNIVERSAL LIFE: This policy has a flexible premium. The face amount can be increased or lowered on the same policy. The insurance costs inside the policy may be increased without notice. The policy is interest sensitive. This type of policy requires lots of attention and maintenance to make certain that it serves the customer. The insured assumes all the risks in this policy. Despite the above, this policy has become the most popular of all life policies.

TERM LIFE: This policy should be called temporary insurance because it is written for a specific term period. There are several varieties of term insurance. Term is used for short-term obligations, such as a mortgage, debt, or for a period where a large amount of protection is needed. It is initially the lowest premium life policy that you can buy. Over a long period of years, it is very expensive to own.

All life insurance policies have a proper place and use. I can help you determine the proper amount of insurance and which policy is best for you at the time.

If you have not reviewed you insurance policies with a professional in the last five years, you are long over due for a review. The life insurance industry and the policies have changed drastically in the last 10 years.

Take advantage of our offer for a FREE ONE HOUR consultation. This time is for you! We will not try to sell you anything unless you ask us to help you in this way.

Call (806) 359 4498 or simply fill out our no-obligation Quote Form today. You will be glad you did!